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Marriage Planning...

Insurance Tips

The last thing you want to consider when planning your wedding is that a disaster might strike. Every time there is a blizzard, hurricane, or tornado, stories follow about how they affected a wedding, wreaking havoc with many couples’ once-in-a-lifetime wedding plans.

It doesn’t even have to be something as spectacular as the wrath of Mother Nature to interfere with your special day—the odds of a family member being struck with an illness is certainly higher.

Instead of wasting hard-earned money on an event that can’t be held due to unforeseen circumstances, buying event insurance can make sure your special day can be recreated down to the smallest details at a later date without major financial strain.

Many couples also protect their honeymoon from the same fates by purchasing trip insurance. Meeting with an insurance agent when you get engaged is a great investment in your future together—not just for your wedding or honeymoon plans, but also for the life you will lead after your big day. Many companies offer umbrella policies offer you better rates when you include two or more different types of policies. These may include your health, home, and transportation needs.

Encore Carriages & Wedding Reaffirmations

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model10.jpgNot too long ago, encore brides wore a pink suit and wed in the clerk’s office in City Hall. Understandably, since so many weddings take place around the country are second or subsequent marriages, the rules for “proper” behavior have realistically eased.

The underlying theme this time, whether divorced or widowed, is romantic rather than innocent. Your wedding dress may be ivory, the new pinks and peaches, or the traditional white. This time you may have a lower cut dress, but forego the train and replace the veil with a romantic hat or a sophisticated beaded headpiece.

A widow or encore bride may walk down the aisle alone, with family members, or with the groom. A new popular custom is including your sons and daughters as attendants, or as flower girl and ring bearer if they are young.

Divorced Parent Guidelines

Divorced_parents.jpgIf your parents are divorced, and particularly if your parents are remarried, you may have to make some special arrangements to accommodate each parent and stepparent. Here are some ways to include everyone appropriately.


Introducing your parents. If you have two sets of parents, you may want to plan a special get - together for both sets of parents to meet your future in - laws at the same time. However, depending on schedules and availability, and depending on sensitive factors, it may be more comfortable for everyone if you plan separate meetings for each set of parents.

Advice from our lawyer

LawyerlyThe legal and financial aspects of your nuptials should be planned as carefully as the service and the ceremony.


Supporting Each Other. Once you're married, you have a legal responsibility to support each other and your future children. This obligation includes family expense, medical coverage, education, food and housing, and the general upkeep of your household.

Marital Property. Without a prenuptial agreement, marital law generally assumes that each partner's personal assets will become assets of the marriage. just like earnings or assets acquired after the marriage. In the event of a divorce, the court will equitably (but not necessarily equally) divide all assets, no matter whose name is on the title.

Prenuptial Agreements

prenuptial.jpgThe purpose of a prenuptial agreement is to enable couples, prior to marriage, to agree to a plan for the division and distribution of the assets they bring to and acquire during their marriage, before the marriage is terminated by death or divorce and before a dispute arises.

Without a “prenup” the variances and varieties of the laws of various states at any point in time can determine how the couple’s assets and debts are divided.

Marriage License Laws and Contact Info

On The BeachTelling the World

Wedding Announcements—The most important announcement will be to your parents, and this should be made in person, with both you and your fiancé present.

 


 

If a personal visit is not possible, you should find time to call and share the good news. It’s up to you as to when you want to tell your other friends and family members about your engagement. Some couples choose to do so immediately and others like to spend a few days sharing their excitement together before madness ensues. A phone call is always more personal, however today, a text message, an email, an update on Facebook, even a Tweet is becoming acceptable.

Often your parents won’t know the groom’s parents. You should arrange a meeting early on because they’ll all want to be involved in the wedding plans.

The most traditional and prestigious way to inform everyone else is through an engagement announcement in your hometown newspaper(s). Most newspapers take two to four weeks to print the announcement, so place it in plenty of time.

Your newspaper office should have a form to complete supplying you with the necessary questions for your article. If you’d like to include a photograph, a black and white photo is preferred, although some publishers accept color photos. Some papers offer color photographs for an additional charge. The picture can be a head to shoulder photo of the bride-to-be or the engaged couple, a three-quarter length shot or even just a headshot or engagement shot from the shoulders up. Each newspaper has different photographic requirements, so contact your local paper for this information.

After the wedding has taken place and even after you’ve returned from your honeymoon, you should place your wedding announcement. The information will be much the same as the engagement announcement, except it should include when and where the wedding took place, the officiator’s name, names of the honor attendant and best man, and often the names of other attendants.

Include a formal picture from your wedding. Follow up with a phone call to the newspaper to confirm receipt of your announcement and photograph.

 

COOK COUNTY
www.cookctyclerk.com
18 N. Clark
Chicago
312.603.5664
2121 Euclid
Rolling Meadows
847.818.2850
5600 Old Orchard
Skokie
847.470.7233
1311 Maybrook Square
Maywood
708.865.6010
16501 S. Kedzie Rm. 238
Markham
708.210.4150
10220 S. 76th Ave.
Bridgeview
708.974.6150

DUPAGE COUNTY
www.co.dupage.il.us
421 N. County Farm Rd.
Wheaton
630.682.7035
KANE COUNTY
www.co.kane.il.us
719 Batavia Ave. (Rt. 31)
Geneva
630.232.5950
KENDALL COUNTY
www.co.kendall.il.us
111 W. Fox St.
Yorkville
630.553.4104

LAKE COUNTY
www.co.lake.il.us
18 N. County St. Rm. 101
Waukegan
847.377.2400
McHENRY COUNTY
www.co.mchenry.il.us
667 Ware Rd.
Woodstock
815.334.4242

WILL COUNTY
www.thewillcountyclerk.com
302 N. Chicago
Joliet
815.740.4626
241 Canterbury Ln.
Bolingbrook
630.759.1317
1367 Wood St.
Crete
708.672.8279